FREQUENTLY ASKED QUESTIONS

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Making sure our customers understand their insurance policy is important to us. See below our FAQs about manufactured housing community insurance.

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What paper do you write on and what is the AM Best rating?

Park Shield underwrites on behalf of the following entities:

Accelerant Specialty Insurance Company, carries an AM Best Financial Strength rating of A- (Excellent) and a Financial Size of IX ($250 Million to $500 Million). This rating was effective as of May 16, 2024.

Southlake Specialty Insurance Company, carries an AM Best Financial Strength rating of A- (Excellent) and a Financial Size of VII ($100 Million to $250 Million). This rating was effective as of July 08, 2024.

Do you insure park-owned homes?

Yes, we can provide both Property and General Liability coverage for park-owned homes.

What states do you write in?

We write in all 50 U.S. states excluding Hawaii.

Do you provide Named Storm coverage?

Yes. While coverage is often excluded in Florida and areas with close proximity to the coast, we can provide Named Storm coverage.

Is coverage provided on a package basis?

No, our Property and General Liability products are issued as separate policies.

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© 2026 Park Shield, LLC; Nothing on this website constitutes an offer, inducement, or contract of insurance. This material is only intended for licensed insurance agent and producer use. This is not intended for business owner or insured use. If you are not a licensed agent or producer, please disregard this communication. Park Shield, LLC dba Park Shield Insurance Services: CA License 6004994 and Praxis Insurance Associates, LLC dba Praxis Insurance Agency, LLC: CA License 0L64661. All Rights Reserved

Park Shield, LLC acts as a managing general agent, managing general underwriter, or program administrator, as applicable, and is a licensed insurance producer where required by law. Insurance products are offered only in jurisdictions where authorized. Coverage is issued by licensed insurance companies. Not all products or services are available in all states.